Products & Services:

 

CERTUS I®


What is CERTUS I®?

The Latin word certus means undoubted, certain, sure.

It’s also the name of WNC’s set of insurance services – a precise collection of insurance programs, business procedures, communications system, quality controls, security policies, business continuity plans, compliance assistance, underwriting rules, claims administration, business reporting, and technology resources.

In other words, a proprietary and turnkey system that provides a financial institution with a one-stop, single-resource facility to protect its security interests in mortgaged real estate property. A ready-to-use insurance servicing system that facilitates accurate and quick decision-making.

More specifically, CERTUS I® delivers the following:

  • A solution that provides comprehensive insurance coverage for maximum protection.
  • A guarantee of coverage to eliminate potential uninsured losses.
  • A knowledge base of insurance and compliance expertise.
  • A transaction processing system especially designed to service a mortgage lender’s property insurance protection requirements.
  • A wholly owned claims adjusting firm for effective control of the claims adjustment process.
  • Access to insurance sources for special and hard-to-place risks.
  • A team of experienced professionals dedicated to resolve issues quickly and empowered to make quick decisions that improve service to a client.

As you can see, CERTUS I® is more than just a single product, service, solution, or program. It is an all-inclusive system of meeting a mortgage lender’s insurance requirements in a structured, systematic, and efficient process.

CERTUS I® is WNC’s way of delivering protection, process, and performance to the mortgage lending community. CERTUS I® is how we serve.

Top Ten Benefits of CERTUS I®

1. PROVEN. A set of insurance processing and procedures that is widely accepted in the mortgage lending industry.

2. ACCURATE. Vigorous quality controls that ensure the accuracy of insurance certificates issued, premiums paid, claims settled, and communications sent.

3. TURNKEY. An easy to set up, administer and maintain master policy system of placing and maintaining required insurance coverage per loan or per collateral.

4. COMPLIANT. Insurance programs that comply with federal and state laws to help ensure a lender’s ability to pass regulatory reviews.

5. INNOVATIVE. Products that overcome insurance challenges, set standards, and remain adaptable to a client’s changing business and insurance requirements.

6. SECURE. Access-controlled, intrusion-detecting data security system that protects confidential customer information at all times.

7. REAL TIME. Technology that makes information available and accessible in real time as updates occur.

8. CUSTOMIZABLE. Standard and customizable management reports that provide a quick overview or detailed analysis of coverage activity and transactions.

9. COST EFFICIENT. Streamlined processes save administrative time, effort, and cost.

10. FOCUSED. Professional, knowledgeable, and proactive service that answers questions and resolves issues before they become problems.